GAMING DEVICE AND METHOD OF USE

摘要

A gaming apparatus allows players to collect accumulated credits at a future date in return for larger prizes or higher payback percentages during game play. The gaming apparatus includes a gaming device for playing a game. A display is coupled with the gaming device. A controller is in communication with the gaming device and the display. The controller is configured to receive a wager and determine a game outcome. The controller can determine a credit balance based on the game outcome. The controller receives a request to cashout the credit balance and determines a first and second payout. The first payout is paid at the present time and the second payout is paid at a future time. The first and second payouts are displayed to the player and the player is allowed to choose one of the payouts. The payout chosen by the player is awarded.