| 摘要 |
A system and a method for automatically converting prepaid, debit, and/or check cards to the credit card are provided to enhance user convenience by setting credit limit based on transactions without issuing a new credit card. A system for automatically converting prepaid, debit, and/or check cards to the credit card includes card number(100) and a server(400). The server includes an issue part(410), a delivery part(420), a certification part(430), an evaluation part(440), and a database(450). The issue part generates a card account according to user request for issuing the prepaid, debit, and/or check cards, transmits card number to the user, and delivers a real card to the user. The delivery part delivers the card number and guidance message or informs credit limit information using a communication scheme. The certification part certifies authorization in response to authorization request from franchises. The evaluation part evaluates automatically credit degree based on transactions and applies adjusted credit limit on the card account. The database stores and manages the card number, customer information, account number, credit limit, and transactions. |
