SYSTEM AND METHOD FOR CHARGING ELECTRONIC CASH USING CYBER TOKEN IN MOBILE COMMUNICATION NETWORK

摘要

A system and a method for charging electronic cash with a cyber token in the mobile network are provided to charge the electronic cash to a smart card within a purchase limit of the cyber token by previously purchasing the cyber token in a mobile terminal mounted with the smart card through various charging service networks of the mobile network. A mobile terminal(10) is mounted with the smart card(12), requests purchase of the cyber token by selecting a payment tool and requests electronic cash charging based on smart card information by using the purchased cyber token. An electronic cash management server(20) authenticates the electronic cash charging by using the cyber token purchased through the mobile terminal. A cyber token management server(16) purchases the cyber token based on payment through the payment tool selected by the mobile terminal and requests the electronic cash charging by using the purchased cyber token. The mobile terminal requests a cyber token purchase and the electronic cash charging by setting a purchase amount of the cyber token and an electronic cash charging amount using the cyber token at the same time.