| 摘要 |
Systems and methods for scoring individual and groups of drivers and providing vehicle ratings based on captured driving event data are provided. The system comprises an event capture device that records both audio and video of an event. The event data, which includes the audio, video, and other related information, is provided to an evaluation server where it is compiled and analyzed to identify correlations between events, driving behavior, vehicles, circumstances of events, individual drivers, and other event attributes. These correlations are continuously updated and can be weighted in order to provide a comprehensive analysis of the tendencies and characteristics of an individual driver or group of drivers. Event data particular to an individual or group is compiled and analyzed to provide an individualized driver or group score that can be used as a basis to rate the driver or group for customized insurance coverage.
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