| 摘要 |
A system and a method for detecting banking accidents are provided to detect the banking accident by storing all risk factors for the banking accidents, automatically calculating weight of each risk factor, and automatically calculating an accident score based on the weight. A risk factor managing module(10) includes a banking database(110) storing the risk factors affecting the banking accidents and manages the risk factors stored in the banking database. A banking accident data extracting module(20) extracts banking accident data from each banking accident risk factor stored in the banking database when banking transaction occurs in a banking facility. A banking accident determining module(30) determines probability of the banking accident by automatically calculating the weight of each extracted risk factor data and automatically calculating the accident score of each risk factor based on the weight. The banking database stores an employee database section, a branch database section, a transaction database section, and an account database section. |
