| 摘要 |
A method for processing credit payment with a mobile terminal is provided to prevent the illegal credit payment with a secure approval process by preventing the other user from approving the credit payment when the other user does not know a public certificate number even if the other user has the mobile terminal of the user. A mobile terminal performs public certification to approve the credit payment(S30). The public certificate number authenticated in the public certification process is stored(S40). The public certificate number is registered to a credit card company server(S60). If the credit payment is generated, the public certificate number and the credit payment approval are inputted. If the public certification is completed by the inputted public certificate number, the credit payment is completed. The mobile terminal includes an IC chip for the credit payment. |
