摘要 |
A system and a method for relaying a payment process using a phone, and the phone and a program recording medium thereof are provided to process payment conveniently without any payment error by transmitting payment information received from a member shop server and payment tool information received from a card reader of the phone to a VAN(Value Added Network) server, and enabling the VAN server to generate/process a message including the payment information and the payment tool information. A phone is equipped with the card reader, and transmits card information read through the card reader and the payment information received from the member shop to the VAN server(155). The VAN server checks member shop information included in the payment information, extracts a unique terminal number corresponding to the member shop information from a storage medium, and generates the message using the extracted unique terminal number as the unique terminal number included to the message. The VAN server transmits the message to a financial company server(150) corresponding to the card information, and transmits a payment approval message received from the financial company server to the member shop terminal and/or the phone. |