| 摘要 |
A phone is provided to process payment without any payment error in the payment process using a phone by reading payment tool information through an embedded card reader, and generating/transmitting a payment approval request message including the payment tool information and payment information to a voice call-based member shop server. An information receiver(260) requests goods or service order, and receives the payment information corresponding to the goods or service order from the member shop server by connecting a call with the member shop server. A message generator(270) generates the payment approval request message by using the payment tool information read through the embedded card reader(225) and the received payment information. A message transmitter(280) transmits the generated message to a financial company server corresponding to card information. The phone replaces a unique member terminal included to the payment approval request message with a unique member shop terminal number when the message is generated. |
