| 摘要 |
<p>The present invention relates to a system and method for using a payroll deduction process as a payment process and efficient means by which employees of a business can purchase and manage their employee benefits. An employer authorizes the inventive system to accept payroll deduction as a payment option for the employer's employees and to allow them to purchase benefits offered through the employer. The employer and/or the system establish guidelines for utilizing the payroll deduction option during public commerce or via the company's internal benefits administration system and the system stores the guidelines and identifying information for the employer and corresponding employees in a database. Merchants also sign up to offer employee benefits through the employer with the inventive system may agree to accept the payroll deduction process is a payment process. Thereafter, when an employee selects benefits from the list of benefits offered by their employer, the employee may use the payroll deduction process to pay for the selected benefits.</p> |
