发明名称 ENERGY EFFICIENT HOMEOWNERSHIP MORTGAGE PROGRAM
摘要 A program for encouraging homebuyers and current homeowners to purchase more efficient HVAC equipment at the time they purchase a home or refinance a home loan is described. Realtors, bankers, lenders, mortgage brokers, and like individuals involved in the purchase or refinancing of a home present an opportunity to purchase energy efficient HVAC equipment to a client at a time when the purchase price of the equipment can be included in the mortgage or refinance loan. The realtors, bankers, lenders, mortgage brokers, and other individuals presenting the opportunity to the client act as marketers or salespeople for the program and the new equipment. These new salespeople work with a facilitator who coordinates the efforts of everyone involved in the transaction. The program provides the client with lower total homeownership costs through utility and maintenance savings. This program could potentially create hundreds of thousands of new salespeople (i.e. realtors, mortgage brokers, lenders, and other people involved in the purchase of a home or refinance of a home loan) that could illustrate to potential clients the positive cash flow they could receive, with no upfront costs, merely by installing new energy efficient HVAC equipment in their home.
申请公布号 US2007250386(A1) 申请公布日期 2007.10.25
申请号 US20070743888 申请日期 2007.05.03
申请人 发明人 WYCKOFF RONALD P.
分类号 G06Q30/00 主分类号 G06Q30/00
代理机构 代理人
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