SYSTEM AND METHOD FOR PROCESSING PAYMENT BY USING NICKNAME

摘要

A system and a method for processing payment by using a nickname are provided to offer an one-stop non-facial channel payment service for online non-facial channel payment by replacing a payment account number for a non-facial channel with the nickname. An information inputting part(115) receives nickname information set to a virtual account connected to a real account of a customer. An information storing part(120) stores the nickname to a storage medium(130) by linking with virtual/real account and customer information. An interface provider(110) transmits a payment form or window to a customer terminal when the customer performs the payment in the online network. A payment processor receives mobile number/nickname information from the customer terminal and transmits an authentication code to the mobile terminal by using the mobile number. If the authentication code is received from the customer terminal, the payment processor authenticates the customer and processes an approval for the payment by checking the virtual account.