<p>Credit applicants may apply for instant credit, and use an instant account number ("IAN") to make purchases after the instant credit has been granted. Fraud control methods may be used in authorizing the instant credit. When the IAN is issued to purchase airline tickets, it can be ensured that the applicant's last name matches the passenger's last name for the airline ticket being purchased, and that the ticket will not be renamed or sold. When the IAN is issued in conjunction with a partner's loyalty or rewards program, the applicant's account information with the rewards program is captured. It is ensured that the applicant has some tenure with the partner and that data submitted by the applicant is consistent with data on file with the partner.</p>
申请公布号
WO2007087361(A2)
申请公布日期
2007.08.02
申请号
WO2007US01922
申请日期
2007.01.25
申请人
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY,INC.;CRAWFORD, STACEY, J.;CROP, DANIELLE, M.;ERIKSON, GLADE, R.;GOMES, KRISTIN, H.;VORA, SEJAL, D.