A NEW TYPE BANKCARD TRANSACTION EXCHANGE SYSTEM

摘要

A new type bankcard transaction exchange system, which also is the exchange network and settling network of all kinds of banks for transacting, comprises a processing center and as least one of backup centers, and connects with each of in-networking institutions of the processing center via a network. The system is characterized in that said processing center is set with a switching subsystem and a batch subsystem, and the system can effectively achieve universal networking. The system of the invention is bankcard transaction processing platform which can achieve the centralized exchange and unified settling, the bankcard transaction platform may adopt advanced switching technique and is compatible with a variety of in-network interfaces; support transaction exchange settling of polytype currencies and polytype cards; support parametrization function configuration; adapt to change of market; facilitate to function expansion; be convenient for users; and be secure and reliable, and its peak marketability can fit to the development trend of future bankcard operations.