SYSTEM AND METHOD FOR CONSULTING FINANCE ACCORDING TO CUSTOMER'S RISKS SITUATION AND COMPUTER READABLE RECORD MEDIUM ON WHICH A PROGRAM THEREFOR IS RECORDED

摘要

A system and a method for providing financial consultation according to risk situation of a customer, and a computer-readable recording medium storing a program thereof are provided to perform asset management according to various risk situations of the customer by checking the risk situations based on financial information of the customer and recommending financial products for the customer through a risk analysis/design. A death risk analyzing/designing module(100) designs and recommends the customer insurance products by analyzing a death benefit based on present expenditure/financial goal, and adjusting the death benefit according to an age. An old age risk analyzing/designing module(200) recommends financial products by selecting old age fund items based on financial information of the customer, analyzing old age goals/risk for the selected items, and adjusting an old age fund according to the age. A tax risk analyzing/designing module(300) analyzes and designs tax risk based on total assets of the customer. A debt risk analyzing/designing module(400) analyzes and designs debt risk by comparing a debt flow and a loan interest flow with income.