发明名称 |
Systems and Methods of Rules-Based Database Access For Account Authentication |
摘要 |
Systems and methods for authenticating a customer association with a particular deposit account used when conducting financial transactions on behalf of the customer. The system receives identity information and routing and transit number or account number (RTN/DDA) information, where at least a portion of identity information identifies an account holder and at least a portion of the RTN/DDA information identifies a deposit account. A selection of numerous databases used to authenticate an association between the deposit account and the account holder is made based on one or more criteria. A database is then accessed according to the selection; and an association between the deposit account and the account holder is authenticated using the received identity information and RTN/DDA information and the selected database.
|
申请公布号 |
US2007094151(A1) |
申请公布日期 |
2007.04.26 |
申请号 |
US20060612254 |
申请日期 |
2006.12.18 |
申请人 |
MOENICKHEIM PETER;LYDA PAUL J |
发明人 |
MOENICKHEIM PETER;LYDA PAUL J. |
分类号 |
G06Q99/00;G06Q40/00;H04K1/00;H04L9/00 |
主分类号 |
G06Q99/00 |
代理机构 |
|
代理人 |
|
主权项 |
|
地址 |
|