发明名称 Systems and methods for processing transaction data to perform a merchant chargeback
摘要 Systems and methods consistent with the present invention may be used as part of determining whether to chargeback a purchase transaction amount to a merchant. To this end, the system may heuristically analyze purchase transaction data to determine which transactions to analyze for chargeback processing. For instance, the system may identify purchase transactions that are likely to qualify for a chargeback. For the identified purchase transactions, the system may then determine an expected value for each transaction in terms of received revenue from chargeback processing and the costs for performing a chargeback. Using the expected values for this transaction data, the system may then prioritize which purchase transactions to review for chargeback to a respective merchant.
申请公布号 US2007094137(A1) 申请公布日期 2007.04.26
申请号 US20050258216 申请日期 2005.10.26
申请人 CAPITAL ONE FINANCIAL CORPORATION 发明人 PHILLIPS STEPHEN F.;CHUMNEY CRAIG M.
分类号 G06Q40/00 主分类号 G06Q40/00
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