METHODS AND SYSTEMS FOR PROVIDING GUARANTEED MERCHANT TRANSACTIONS
摘要
A network arrangement is provided for processing credit transactions. A financial network is used to route communications securely between interfaces with the financial network. Merchant systems are coupled with the interfaces, with each merchant system transmitting requests for authorization of credit transactions through the financial network. An issuer system authorizes credit transactions in response to receipt of requests that specify at least a credit account to be used to support a particular credit transaction and a transaction amount for the particular credit transaction. A guarantor system separate from the issuer system determines whether to guarantee credit transactions in response to the requests and transmits responses indicating whether specific credit transactions are to be guaranteed through the financial network to the merchant systems.
申请公布号
WO2005109307(A3)
申请公布日期
2007.03.01
申请号
WO2005US13189
申请日期
2005.04.18
申请人
FIRST DATA CORPORATION;MASCAVAGE, JOHN, JOSEPH;WEICHERT, MARGARET, MORGAN;HOGAN, ROBERT
发明人
MASCAVAGE, JOHN, JOSEPH;WEICHERT, MARGARET, MORGAN;HOGAN, ROBERT