发明名称 |
METHODS AND SYSTEMS FOR SECURE USER AUTHENTICATION |
摘要 |
A computer-implemented method and system for secure user authentication in electronic commerce involves maintaining electronic information having a first aspect that is accessible over a first electronic communication channel in response to entry of a first credential known to the user and a second aspect that is accessible by the user over the first electronic communication channel in response to entry of a second credential provided to the user at a pre-registered delivery address on a second electronic communication channel. The second credential is provided to the user via the second electronic communication channel in response to entry of a pre-determined user selection during a current session of user access to the first aspect if no change has occurred in the pre-registered delivery address within a pre-determined period of time, and the user is allowed a session of access to the second aspect in response to entry of the second credential either during the current session of user access to the first aspect or during a succeeding session of user access to the first aspect. |
申请公布号 |
EP1755062(A2) |
申请公布日期 |
2007.02.21 |
申请号 |
EP20060118042 |
申请日期 |
2006.07.28 |
申请人 |
CITICORP DEVELOPMENT CENTER, INC. |
发明人 |
GRANDCOLAS, MICHAEL;KORYAKOVTSEVA, IRINA;VOS, JENNIFER;HERRIG, ROBERT A. |
分类号 |
G06F21/42;G06Q20/40;G06Q20/42;G06Q30/06;G07F7/10;H04L29/06 |
主分类号 |
G06F21/42 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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