| 摘要 |
<p>A system and method for using multiple factors to verify and thereby authenticate the identity of a user attempting to gain access to a personal account at an on-line service provider. The disclosed system and method may be used by multiple on-line service providers thereby enabling the user to be in possession of a single set of identification factors to gain access to one of multiple accounts. Once the user provides the proper identification factors and the identification factors are verified by matching them against factors stored in a computer, the identity of the user is deemed to be authentic and the user is passed onto the on-line service provider for access to the user's personal account.</p> |
