A bed assembly (10) includes a frame (22) which supports four mattress support panels (50-56) which are able to move with pivoting of the various parts of the frame (22). The frame (22) is formed with a plurality of transverse struts (40) which depend from the frame (22). The mattress support panels (50-56) are releasably supported on the struts (40). The panels (50-56) can thus be removed to gain access to the bed components below the platform (20). The frame (22) presents substantially vertical side wall to accommodate a variety of mattresses, including mattresses not specifically designed for the bed (10).