| 摘要 |
A secure electronic payment system and method for conducting a secure transaction (120) using authentication is provided. A merchant's computer (104) transmits an authorization request to an access control server (112). The access control (112) obtains authentication (130) to confirm the identity of the purchaser (102), via e.g., an electronic form or interactive voice response system. The access control server (112) then transmits a response to the merchant's computer. If the purchaser (102) is authorized to access the account, payment is processed by the merchant (104) and the transaction (102) is completed. |
