Method for making secure payment or collection transaction using programmable mobile telephone, involves encrypting data using general packet radio service or other data transmission protocol, for transmission to transaction server

摘要

The data is encrypted using general packet radio service (GPRS) or other data transmission protocol for transmitting data to a transaction server (5) with transaction being verified and authorized. The transaction is secured by using unrelated identification elements including unique access key stored in mobile telephone (2) for each user.