| 摘要 |
A method for administering a loan includes the steps of debiting a first account in the name of a borrower with one or more payments of capital, calculating an interest amount based on an outstanding balance on the first account and debiting at least a portion of the interest amount to a second account, in a name other than the name of the borrower, such that no interest is debited to the first account. An electronic system facilitating the use of the above method for administering a loan.
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