CREDIT CARD SERVICE SYSTEM USING ACCUMULATED POINTS AND METHOD THEREFOR

摘要

A credit card service system using accumulated points and a method thereof are provided to offer save-points to be used in advance to a user and make the user repay the save-points with the points generated by using a credit card in future. A save-point service manager(200) registers a customer requesting the save-point as a save-point member and stores/manages the save-points used by the save-point member. A credit card service manager(300) registers the customer as a credit card member, and calculates and stores the accumulation points by checking credit card sales of the credit card member. A member shop service manager(400) registers a company for selling goods with the save-points as a member shop and settles a purchase price of the save-point member with the save-points when the save-point member buys goods at the member shop. A cooperated point service manager(500) checks the accumulation points stored in the credit card service manager and repays the used save-points with the checked accumulation points.