| 摘要 |
A system and method of managing monetary contributions for a deferred savings objective such as, for exemplary purposes only, funding college, wedding or marriage, retirement, or any other large expense expected to occur years in the future, wherein a consumer makes contributions into the deferred savings system, wherein the process of the deferred savings method is not tied to any particular employer or employment status, wherein principal contributions are guaranteed after a minimum holding period, and wherein pre-event or pre-retirement withdrawals are restricted.
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