发明名称 |
METHOD AND APPARATUS FOR ISSUING AND MANAGING GIFT CERTIFICATES |
摘要 |
The present invention relates to a method and apparatus for issuing and redeeming a gift certificate drawn on a credit card or other financial account. The present invention includes a first aspect directed to a merchant card authorization terminal and a second aspect directed to a credit card issuer central controller. According to the first aspect, a method for redeeming a gift certificate drawn on a financial account is disclosed including the steps of receiving a gift certificate for payment of an identified value, transmitting a request for authorization to a central server, receiving an authorization signal, representing an indication that redemption of the gift certificate is authorized, from said central server and receiving a payment from the account issuer based on said identified value. A system is also disclosed for implementing the methods in all aspects of the present invention.
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申请公布号 |
US2006213985(A1) |
申请公布日期 |
2006.09.28 |
申请号 |
US20060423161 |
申请日期 |
2006.06.09 |
申请人 |
WALKER JAY S;TEDESCO DANIEL E;JORASCH JAMES A;LECH ROBERT R;JINDAL SANJAY K |
发明人 |
WALKER JAY S.;TEDESCO DANIEL E.;JORASCH JAMES A.;LECH ROBERT R.;JINDAL SANJAY K. |
分类号 |
G06F7/08;G06K5/00;G06Q20/00;G06Q30/00;G07F7/08 |
主分类号 |
G06F7/08 |
代理机构 |
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主权项 |
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地址 |
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