| 摘要 |
<p>A mobile communication terminal for electronic settlement and method thereof are disclosed, by which the electronic settlement can be done without using a 3G modem in performing the electronic settlement using the mobile communication terminal on the 2G mobile communication network. The present invention includes a memory storing user credit information in initial booting of the mobile communication terminal, a first modem for a communication on a first mobile communication network to provide the user credit information to the memory in the initial booting, a second modem for a communication on a second mobile communication network to read the user credit information from the memory in performing the electronic settlement via the second mobile communication network, and a transmitter transmitting the user credit information read by the second modem in a wireless data format.</p> |
