| 摘要 |
A method and system that enables a customer to delegate or authorize another individual to perform a financial transaction is provided. This system uses a smart card and a biometric scanner or reader writer, or a biometric device without a smart card. The smart card holds personal and financial accounts information about the customer including a set of biometric templates of the customer. The second smart card owner is identified as the true owner of a smart card after the second smart card passes a biometric authentication using a read write device. The first smart card owner specifies the desired transaction that is to be performed by the second smart card. The delegated or authorized transaction created by the first smart card is encrypted and stored in the second smart card and/or to a remote back-end host server.
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