<p>A Baccarat wagering method in which provision is made for placing a bet for a round of play to end in a tie between a player hand and a banker hand, wherein there are a plurality of different payment ratios for a successful tie bet, with each possible card total on which a tie can occur having a pre-defined payment ratio associated therewith. Also bets on the banker hand or player hand to win also have a plurality of different payment ratios for a winning bet, each possible card total on which a winning hand can occur having a pre-defined payment ratio associated therewith. Baccarat playing surfaces for carrying out these wagering methods are also disclosed.</p>
