发明名称 |
VERFAHREN UND APPARAT ZUM GENERIEREN VON KENNGRÖSSEN |
摘要 |
<p>Methods and apparatus for transforming scoreable transaction data into financial data features are disclosed. In one aspect, a computer-implemented method transforms transaction data into a financial data feature for assessing credit risks. The financial data feature is extracted from the transaction data. The method involves obtaining the transaction data from a data source, and performing a set of operations on the transaction data to transform the transaction data into the financial data feature. The set of operations is selected only from a predefined set of classes of operations which are interrelated by a predefined order of precedence. Each operation in the set of operations is performed in an order based on the predefined order of precedence of a class associated with each operator.</p> |
申请公布号 |
DE69832068(T2) |
申请公布日期 |
2006.07.13 |
申请号 |
DE1998632068T |
申请日期 |
1998.05.26 |
申请人 |
VISA INTERNATIONAL SERVICE ASSOCIATION, FOSTER CITY |
发明人 |
SIEGEL, P.;FAITH, L.;WASHBURNE, P. |
分类号 |
G07F7/08;G06Q20/10;G06Q20/40 |
主分类号 |
G07F7/08 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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