| 摘要 |
<p>The invention relates to a method and system for transaction payment wherein user identification data from an identification module (100) are transmitted to a central dispatch module (107) over a first communication channel (101), wherein the user is identified in a database (103) based on the user identification data, wherein the transaction data are sent to processing module (105/106), wherein the central dispatch module (107) compares the received user identification data with the user identification data stored in the authentication database (103) and authenticates a user by means of the central dispatch module (107) if the probability of match of the received user identification and stored user identification data is above a predefined threshold, wherein the central dispatch module (107) retrieves one or more personal data records corresponding to the authenticated user from the database (103) based on the user identification data and the authentication data and modifies at least one personal data record of the user based on the time and/or place and/or mode of the data retrieval, wherein the central dispatch module (107) transmits one or more personal data records of the user to at least one corresponding processing module (105/106) based on the personal data records of the user, and wherein a confirmation of the transaction is sent to the user over a second communication channel (108).</p> |
