ENTERPRISE CREDIT DETERMINATION SYSTEM

摘要

PROBLEM TO BE SOLVED: To provide an enterprise credit determination system for automatically generating comments for the credit determination of an enterprise based on account settlement data of the enterprise.

SOLUTION: The enterprise credit determination system is provided with: a scoring calculating means for calculating scoring showing the credit level of the enterprise based on the account settlement data of the enterprise; an index calculating means for calculating a plurality of management indexes of the enterprise; a distance calculating means for calculating a distance showing an interval of each index from the standard value; a correlation distance calculating means for adding weighting to each index thereby calculating a correlation distance on which a influence level related with the value of the scoring is reflected; an index selecting means for selecting an index for generating comments based on the scoring and the correlation distance; a comment storing means for storing the plurality of comments corresponding to the distance; a comment acquiring means for acquiring the comments corresponding to the distance from among the plurality of comments; and a comment outputting means for outputting the comments.

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