CREDIT LIMIT AMOUNT CALCULATION SYSTEM

摘要

PROBLEM TO BE SOLVED: To provide a credit limit amount calculation system calculating a reasonable transaction share and credit limit amount.

SOLUTION: This credit limit amount calculation system has: a standard credit cost rate acquisition means acquiring a standard credit cost rate; a standard transaction share acquisition means acquiring a standard transaction share; a credit risk rate acquisition means acquiring a credit risk rate according to credit rating of a transaction destination calculated with the credit limit amount; a transaction share calculation means calculating the transaction share by calculating the standard transaction share × the standard credit cost rate ÷ the credit risk rate; an in-basic-period transaction destination basic evaluation amount acquisition means acquiring an in-basic-period transaction destination basic evaluation amount that is an amount of a base of enterprise activity of the transaction destination in a prescribed basic period; an average collection site acquisition means acquiring an average collection site that is an average period for collecting a credit of the transaction destination; and a credit limit amount calculation means calculating the credit limit amount by calculating the in-basic-period transaction destination basic evaluation amount × the average collection site × the transaction share.

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