| 摘要 |
<P>PROBLEM TO BE SOLVED: To provide a payment processing system for surely executing loan recovery corresponding to accounts receivable from a recovery fund corresponding to accounts receivable while flexibly coping with the variation of accounts receivable, and for efficiently processing the erasure of the accounts receivable, and for preferentially securing appropriation to the payment of the loan. <P>SOLUTION: A financial institute executes a loan corresponding to accounts receivable owned by a borrower. Payment is received from a trade debtor to an account for loan recovery, and matched with credit sale details by using a payment person or payment date as a key, so that accounts receivable can be specified, and furthermore, a loan corresponding to the accounts receivable is specified, and the paid fund is appropriated to the payment of the specified loan. When a balance remains, it is transferred to an account usually used by the borrower, and when the payment amount runs short, the shortfall is withdrawn from the account which the borrower usually use. The priority order of the erasure of the matched credit sale details is decided according to the context of the payment date and the recovery scheduled date and the presence/absence of the corresponding loan. <P>COPYRIGHT: (C)2006,JPO&NCIPI |
