| 摘要 |
<P>PROBLEM TO BE SOLVED: To provide a method and a system for private and secured financial transactions. <P>SOLUTION: The method comprises privacy and security layer architecture embedded into a financial institution and "clock control" identifying, authorizing and accounting (AAA) method. The method and the system keep an enhanced security to prevent fraud in comparison with a general method, and a financial account holder can execute financial transactions for purchasing, selling and drawing, as well as depositing financial transactions without disclosing private personal information to the transaction counterparts. Prior to the financial transactions the financial account holder initiates an authentication session with financial institution back office by accessing its central processing unit (CPU) and a database (DB) installed in the back office of the financial institutions, which are assigned to an embedded privacy and security layer (EPSL) architecture having automated "clock controlled" AAA sessions. <P>COPYRIGHT: (C)2006,JPO&NCIPI |
