发明名称 Direct payment with token
摘要 According to the invention, a method for transferring funds from a sender to one or more recipients using a wide-area computer network is disclosed. In one step, transfer information is received from the sender with the wide area computer network to transfer credit to from the sender to a recipient. The transfer information includes at least an identifier and a credit amount. The identifier is generated by the sender. The identifier is unique to the recipient. It is determined if the transfer information is complete. A message is sent to the recipient. Transfer of a transfer amount related to the credit amount is paused based, at least in part, on the transfer information being incomplete. The transfer of the transfer amount is completed after the transfer information is complete.
申请公布号 US7003493(B2) 申请公布日期 2006.02.21
申请号 US20030350153 申请日期 2003.01.22
申请人 FIRST DATA CORPORATION 发明人 WEICHERT MARGARET M.;MASCAVAGE, III JOHN J.
分类号 G06Q20/00 主分类号 G06Q20/00
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