<p>An apparatus and method for activating and using a transaction card comprising two storage media is provided. A composite transaction card (1) comprises a transaction portion (14) detachably coupled to an activation portion (12). The transaction portion (14) comprises a substantially planar transaction portion substrate having a machine readable transaction storage medium (4) applied thereto. The transaction storage medium (4) has transaction card data associated with an account stored therein. The activation portion (12) comprises a substantially planar activation portion substrate having a machine readable activation storage medium (2) applied thereto. The activation storage medium (2) has activation data associated with the account stored therein.
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