Payment handling method for e.g. payment made using mobile telephone in retail shop, provides reference number to payer from payment coordination system after message indicating readiness to make payment

摘要

The payer receives a reference number or other identifier from the payment coordinating system after a message indicating readiness to make a payment. The reference number is transmitted to the payer verbally, electronically etc. The reference number is transmitted together with the amount by the beneficiary to the payment coordination system.