A SYSTEM AND METHOD FOR AUTHENTICATING USERS IN A PAYMENT SYSTEM

摘要

A payment system is described that let customers pay for items without using cash. The user possesses a mobile terminal 1 and an RFID tag. When entering a shop, bus, cinema or other payment site, the presence of the RFID tag is detected by an RFID reader 2. The identification of the tag is sent to an authentication centre 3. The authentication centre is arranged to send an inquiry to the user's mobile phone asking him/her to accept the transaction. If the user accepts the transaction, by pressing an appropriate key, the transaction information is sent from the authentication centre to a transaction system 4.