| 摘要 |
A computerized financial transaction system encompasses payment of a bill by a customer at an agent site, where the agent accepts funds in payment of the bill, and enters or scans customer and payment information directly on a host provider's website. The host provider processes the payment information and formats the payment information into an acceptable format for electronic notification to the creditor. The host provider forwards payment to the creditor according to the creditor's protocol, and debits the agent's bank account for reimbursement of the funds paid to the creditor on behalf of the customer, as well as for a service fee for the payment service.
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