| 摘要 |
A method of insuring against a specified weather condition being outside of a specified limit in two consecutive years or in a single year. Data is acquired regarding the specified weather condition in past years. The number of occurrences is determined the specified weather condition being outside the specified limit at the specified geographic site in two consecutive years, or in a single year, during the preselected number of years. The probability is determined of the specified weather condition being outside the specified limit at the specified geographic site in the two specified consecutive years or the specified year. The premium for a policy ensuring in the face amount A is based on the determined probability. The past occurrences might be weighted based on the year of the occurrence, and the payout might be a percentage of the face amount based on the extent to which the weather condition is outside the specified limit. |
