发明名称 AUTOMATED DOMINANCE CLASSIFICATION FOR INSURANCE UNDERWRITING
摘要 A risk classification technique that exploits the existing risk structure of the decision problem in order to produce risk categorizations for, new candidates is described. The technique makes use of a set of candidates for which risk categories have already been assigned (in the case of insurance underwriting, for example, this would pertain to the premium class assigned to an application). Using this set of labeled candidates, the technique produces two subsets (3804, 3808) for each risk category: the Pareto-best subset and the Pareto-worst subset by using Dominance. These two subsets can be seen as representing the least risky and the most risky candidates within a given risk category. If there are a sufficient number of candidates in these two subsets, then the candidates in these two subsets can be seen as samples from the two hypothetical risk surfaces in the feature space that bound the risk category from above and below respectively. A new candidate is assigned a risk category (3914) by verifying if the candidate lies within these two bounding risk surfaces.
申请公布号 WO2004099945(A3) 申请公布日期 2005.12.01
申请号 WO2004US09977 申请日期 2004.04.01
申请人 GE FINANCIAL ASSURANCE HOLDINGS, INC.;BONISSONE, PIERO, PATRONE;IYER, NARESH, SUNDARAM 发明人 BONISSONE, PIERO, PATRONE;IYER, NARESH, SUNDARAM
分类号 G06Q10/10;G06Q40/02;G06Q40/08;G06Q50/22;G06Q50/24 主分类号 G06Q10/10
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