SETTLEMENT METHOD, TERMINAL FOR SETTLEMENT, SETTLEMENT SYSTEM, COMPUTER PROGRAM AND RECORDING MEDIUM

摘要

PROBLEM TO BE SOLVED: To enable a payer to simply perform payment to a claimant using an information processing terminal even in settlement other than network dealings.

SOLUTION: In a cellular phone 30 of the payer, a code pattern in which transfer request information at least including claimant identification information and a transfer amount displayed on a bill is encoded is read, the transfer request information is decoded from the code pattern, a settlement server 10 is accessed and the decoded transfer request information is transmitted. The settlement server 10 performs personal authentication of the payer and executes transfer processing from a payer's bank account specified by the personal authentication to a transfer destination bank account based on the transfer request information.

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