| 摘要 |
<P>PROBLEM TO BE SOLVED: To solve a problem that, in a conventional system, a user is necessarily required to manage with respect to each trader a payment method for use in payment and information on the payment, when performing transaction with an Internet trader that sells a product and provides pay service. <P>SOLUTION: This payment method management system is provided with a means receiving personal identification information from the user, a means recognizing the user from the personal identification information, creating a new personal authentication ID and transmitting it to a terminal of the user, a means receiving payment method information and the personal information about the payment method for each Internet trader to be used from the user, a means generating the personal information according to the receipt of the personal information and updating it, a means transmitting the personal information to the user, the Internet trader, and a payment institution such as a card company and a financial institution, a means receiving a payment response update result and the validity of the payment method from the Internet trader and the payment institution, a means receiving the personal authentication ID of the user and the payment method information designated by the user from the Internet trader, and a means registering the personal information based on the information receiving from the trader. <P>COPYRIGHT: (C)2005,JPO&NCIPI |
