METHOD FOR MAXIMIZING RETIREMENT INCOME USING FINANCIAL BRIDGE PRODUCTS AND DEFERRED SOCIAL SECURITY INCOME
摘要
The present invention provides a method for maximizing retirement income using bridge annuities and deferred Social Security income. Financial information about a client is gathered, in addition to financial information about the client's spouse, if applicable. A variety of income scenarios are modeled using the financial information and a plurality of income models, each model including income from a bridge product and deferred Social Security income. Alternate funding approaches are projected using the financial information, and the modeled scenarios are compared to the alternate funding approaches to determine the optimal scenario for maximizing retirement income. The client can then purchase a bridge product in accordance with the optimal scenario.
申请公布号
WO2005076966(A2)
申请公布日期
2005.08.25
申请号
WO2005US03732
申请日期
2005.02.07
申请人
THE PRUDENTIAL INSURANCE COMPANY OF AMERICA;MAHANEY, JAMES, I.;CARLSON, PETER, C.