INSURANCE CONDITION SPECIFICATION PROCESSING METHOD AND DEVICE

摘要

PROBLEM TO BE SOLVED: To perform quantitative analysis about an impact when risk is actualized, then, to specify a proper insurance condition.

SOLUTION: A process for calculating future financial data of an analysis object enterprise by use of at least data on virtually generated damage and data on insurance money corresponding to the damage is executed a prescribed number of times of simulation about each of a plurality of preset insurance conditions to generate the future financial data in each the insurance condition and the simulation. A plurality of management indexes are calculated in each insurance condition and the simulation. The plurality of management indexes that are analysis objects are standardized according to a prescribed standard to generate data on the standardized management indexes. One composite management index is calculated from the plurality of standardized management indexes in each insurance condition and the simulation. A representative index value is calculated by use of the composite management index, and the insurance condition is specified on the basis of the representative index value.

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