摘要 |
Preventing identity theft in electronic communications sequences (180) involves generating a consumer identifier (126) for an individual (92) from a trusted service (82), including a primary key (128), a unique identifier (130), and a consumer-defined sequence (132). The consumer-defined sequence (132) allows the individual (92) to control use of the consumer identifier (126) by third parties, such as business entities (112). The method and syst em further allows business entities (114) to verify use of the consumer identifier (126) by first initiating a verification process (196) via a secu re connection (110). Verification includes comparing (200) the consumer identifier (126) with a predetermined set of database records (86, 88, and 90). If the requesting business (108) has registered with the trusted servic e (82), the invention presents a positive or negative confirmation (208) to th e requesting business (108) according to the inquiry (204). Then, the inventio n permits confirming (210) the requested information relating to the individua l.
|