| 摘要 |
The present invention generally provides systems and methods for processing loans and generating leads for loans. Loans are generally processed by receiving at least one lead relating to one or more individuals interested in obtaining a loan from a registered user, assigning the lead to a loan officer, which may either accept and decline the assignment, and reassigning the lead to another loan officer if a previous assigned loan officer declines the lead. The status of the loan process may be tracked the loan application process. Such leads may be generated by a comparison between at least one term of a closed loan with at least one term of another loan, in which instance, the lead is generated based on a determination as to whether a borrower of the closed loan would benefit from a refinance of the closed loan.
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