发明名称 |
ANNUITY PRODUCT AND METHOD OF IMPLEMENTING THE SAME |
摘要 |
An annuity product for paying out a desired periodic income payment to an annuitant including, without limitation: a deposit amount determined based on at least the desired periodic income payment, the age of the annuitant, a term comprising a guaranteed period for payment of the desired periodic income payment, an interest rate, and a mortality probability; and an income annuity balance reflecting debits and credits to the deposit amount wherein the annuity balance is periodically debited due to income payments and periodically credited due to interest accrual; wherein the annuity balance is calculated on a periodic basis; and wherein a statement disclosing the annuity balance is provided to the annuitant on a periodic basis. |
申请公布号 |
WO2005022346(A2) |
申请公布日期 |
2005.03.10 |
申请号 |
WO2004US28017 |
申请日期 |
2004.08.27 |
申请人 |
WATSON WYATT INSURANCE & FINANCIAL SERVICES, INC. |
发明人 |
SCHWARTZ, JESSE;WADSWORTH, MICHAEL |
分类号 |
G06F |
主分类号 |
G06F |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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