| 摘要 |
<p>The present invention provides a safe transaction system for finance authentication wherein two stage trade mode is made up of the payer and payee's transaction flow to improve the safety of financial transaction and add manifold server functions. The system includes independent finance authentication center to establish authentication and management server for payer and payee's application, the finance authentication center and the payer's authorized bank and the credit card combination center make up a information communication authentication system to contact the information of finance authentication's process, payer and payee have communicators which transmit transaction information be combined with the finance authentication center, begin with consumption, the payee transmits the authorized amount to the finance authentication center via wireline or wireless line or network to affirm the authorized amount, then financial authorized cipher generated by computer processing in the finance authentication center is transmited to and displayed in the payer's communicator, then payer sends the cipher to the payee to affirm it, finally the authorized bank can appropriate fouds according to the protocol to complete the financial transaction safely.</p> |
